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Program Highlights:

Prevention

  • Mobile security app (for ios and Android devices)

  • Computer Vulnerability Scans (Internal)

  • Unlimited Access to Employee Education Modules

  • Risk Assessments, Written Policies/Templates, Incident Response Plan

  • Keystroke Encryption Software

Protection

  • Cyber / Breach / Privacy Legal Liability and Defense Coverage

  • Limit: up to $1 million aggregate / year

  • Retention: $1,000 per incident Loss/Theft of Personal and/or Business Data

  • Failure to Disclose/Notify

  • Regulatory Fines and Penalties

  • Cyber Extortion

  • PCI DSS Fines and Related Contractual

  • Obligations ($250,000 sublimit)

  • Web Site / Media Liability for libel, slander and certain related web site risks

  • Loss Mitigation / Event Management including Law Firm/Breach Coach, PR Firm, Forensics, Consumer Notifications and Consumer Remedies for identity theft education and assistance, victim cost reimbursement insurance and credit file or identity monitoring (sub limit 50% of liability limit).

  • Victim Resolution Services (VRS) and more $15,000 limit / $0 deductible

  • Breach Expense Protection for eBusiness Network Interruption and Data Reconstruction.

  • Separate limits provided up to $500,000 (Retention: $1,000).

  • Employee Personal Identity Protection (Automatic)

  • Business Identity Fraud Insurance with a $50,000 limit and $100 deductible

CONTACT INFO AT PIA:

PIATN@PIATN.COM

P: 800-875-7428